We spend an extraordinary amount of time learning about its customers' lives and needs. After all, this is one of the biggest investments of your life, and you should feel confident about your decision and the Mortgage Broker you are working with.

We are licensed Mortgage Brokers, not loan officers that are hired to sell you a loan and have not been trained or licensed in what loan products are best for you. 

Our Mortgage Brokers provide the ultimate in convenience and service. Our people are licensed, experienced and dedicated to assisting you in finding the mortgage program that best fits your circumstances and needs.

We offer a full range of conventional and government loan programs to assist you with purchasing or refinancing.

If you are a first time buyer; you'll especially appreciate our "hands-on" attitude. You'll be working with "real" people who care about our clients.

No matter what type of financing you require, we can find the right program for you!

• Conventional Loans: Programs available for the borrower who needs 95% financing

• FHA/VHA Government Programs: Numerous loans are available under these programs. Intended for the low/moderate income & veteran borrowers. 100% financing or minimal down payment is available.

• Stated Income Loans: For the self-employed or the borrower with creative financing

• First Time Buyers: Down payment assistance is available

• Non-Conforming/Damaged Credit: For customers with bruised credit

• Refinance/Home Equity Loans: For the customer wanting to obtain a lower interest rate or cash out of an existing home for improvements or other needs such as debt consolidation

• Construction/Building: During construction the loan is at a floating rate, which is converted to a fixed or adjustable rate after construction is completed.

• Rental Investor/Property Buyers who are looking to purchase now at the Real Estate market's lowest housing prices in over 12 years and generate rental income or equity growth by purchasing property that will only increase in value.